Mortgage Indemnity

Our Mortgage Indemnity products protect lenders against losses on first mortgages following default and sale.  We have provided Mortgage Indemnity for over 20 years and take the time to understand each lender we work with – both in terms of their lending policy and their underwriting processes.

We provide both ground up and excess of loss structures with and without loss sharing and offer a range of cover options and deductible levels.

Other than standard resedential lending we also provide cover to lenders that support the self build market. The Mortgage Indemnity product is very different in recognising the significant exposures at different stages of each development and then provides protection for lenders against that very issue.

Jubilee operates as part of a consortium with other Lloyd's Syndicates of which we are the lead underwriter and take 60% of the risk.  This means our policies carry a uniform rating of (S&P) A+.